Solutions  /  AI Claims Intelligence
Insurance Operations

AI Claims Intelligence for faster, smarter claims decisions

Automate routine claims, prioritize complex cases, detect anomalies, and cut turnaround time, without sacrificing consistency or oversight.

2.1d
Average turnaround, down from 5.4 days
41%
Routine claims cleared straight-through
−60%
Manual triage workload
0.91
Precision on top-priority fraud flags
The problem

Manual claims handling is slow, costly, and inconsistent

!Manual claims triage
!Slow processing
!Poor visibility into claim complexity
!Missed fraud indicators
!High operational cost
!Customer frustration
What the system does

From intake to decision, automatically

Classify by complexity

Score every claim for routine vs. complex handling.

Recommend next action

Auto-approve, request docs, or escalate.

Flag suspicious claims

Anomaly scoring routes risk to SIU.

Extract from documents

Pull structured data from forms and PDFs.

Route to the right handler

Match each case to the best-fit team.

Decision-support summaries

Give handlers a concise case brief.

Predict severity

Estimate exposure early for reserving.

Track bottlenecks

Surface where processing stalls.

Use cases
Motor claims triage
Travel claims review
Property claims documentation
Claims severity prediction
Fraud flagging
Handler workload prioritization
Outcomes
Faster claims turnaround
Lower manual workload
Better customer experience
Improved fraud detection
More consistent claims decisions

Claims Intelligence FAQ

Does the AI make final claim decisions?

It recommends and automates the routine, but complex and high-risk claims are routed to human handlers with decision-support summaries. You keep oversight and control.

How does it fit our existing claims system?

OKEMA reads from your claims platform and writes recommendations and routing back into the same queues your handlers already use.

How quickly do we see impact?

A focused pilot on one line of business, motor or travel, for example, typically shows turnaround and workload improvements within the first cycle.

How is fraud handled?

Suspicious claims are scored and prioritized for your SIU team. The system assists investigators with ranked cases; it does not auto-deny claims.

Discuss Claims AI for your organization

Start with a roadmap that quantifies the turnaround and cost impact on your claims book.

Book an AI Opportunity Call →